Storm & hail claim
checklist and deadlines.
Enter your storm date to see your Texas filing deadlines, then work through the checklist every solid hail or wind claim should cover.
Not sure of the exact date? Use the date you first noticed the damage — your insurer may ask for both.
Enter the storm date to see your reporting window and statute-of-limitations deadline.
Texas Insurance Code Chapter 542A sets a two-year statute of limitations for residential wind/hail claims, running from the date of loss, plus a 61-day pre-suit notice requirement. Individual policies set their own, often shorter, notice-of-claim windows — this is planning information, not legal advice.
0 of 12 steps complete
Texas Insurance Code Chapter 542A sets a two-year statute of limitations for residential wind and hail claims, running from the date of loss. Many individual policies also require you to report the damage within 90-180 days, so check your policy separately.
Yes. Texas requires policyholders to send their insurer written notice at least 61 days before filing suit over a storm-damage claim, detailing the damages and the amount being claimed.
It starts from the date of the storm (the date of loss), not the date you discovered the damage, so document the storm date precisely even if you notice the damage later.
Writing a guide for DFW homebuyers or homeowners? Feel free to link to this tool — here's a ready-to-paste credit if that's useful.
<a href="https://zencorehomes.com/tools/storm-damage-claim-checklist/" target="_blank" rel="noopener">Storm & Hail Insurance Claim Checklist</a> — free tool by <a href="https://zencorehomes.com/" target="_blank" rel="noopener">Zencore Homes</a>More free tools
Estimate a phase-by-phase schedule for a custom build, renovation, or storm repair in DFW.
Try it →Answer six questions about your home to see which direction fits your project.
Try it →A step-by-step permitting checklist for your project type and DFW city.
Try it →Cap rate and cash flow on a rental, or profit and ROI on a ground-up build-and-sell.
Try it →Ballpark a ground-up custom home budget by square footage, finish level, and land cost.
Try it →See how a custom build budget typically splits across site prep, framing, mechanicals, and finishes.
Try it →Compare estimated cost and cost per square foot for production, custom, and prefab/modular builds.
Try it →Compare cap rate, cash-on-cash return, and total ROI for building new versus buying existing.
Try it →Estimate interest-only payments by draw stage and total interest during construction.
Try it →Tell us about
your project.
Site walk, scope, soil report. Written estimate in your inbox inside 48 hours. No obligation, no high-pressure sales call.